Nov
05
What company provides the CHEAPEST auto insurance?
By Insurance AgencyI want the very cheapest auto insurance out there. The bare minimum so that if I were to be pulled over, I would be legal. The coverage is not important. Thanks!!
Categories : Insurance
8 Comments
November 5th, 2009 at 6:09 pm
Insurance rates depend on the location the age the driveing record. You will have to call around to find where you can get the cheapest quote.
November 5th, 2009 at 6:59 pm
Call 1-800-SAFE-AUTO.
I’m not sure what states they service and which they don’t, but if they provide insurance in your state they’re normally really cheap because they offer minimum liability coverage only. (I know they service Ohio but not Minnesota for example.)
Just remember – you get what you pay for. Don’t expect them to bend over backwards for you if you ever need to make a claim etc.,
November 5th, 2009 at 7:39 pm
There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different “likes and dis-likes”, different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with “less than perfect” driving records and specialize in youthful operators!
Most of the replies on this site say “go to this on-line carrier or that on-line carrier or that 1-800 number” but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
November 5th, 2009 at 8:19 pm
Well, there are lots of companies online that you could get a free car insurance quote rate. You just fill-up the form and then compare it among the others. There are certain factors in getting your cheap car insurance. Depends on the car, state, age, driving record, etc.
Don’t go with sports cars and new model cars. They have expensive auto insurance.
Good luck on your search… Drive safe…
November 5th, 2009 at 8:52 pm
Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It’s almost like a parlor game, isn’t it. I’ve done it too. If you’ve ever gotten a speeding ticket or have a young teenager itching to drive that
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